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i think minmaxed librarian has an easily implemented productive suggestion that is simply being pelted at with half-assed arguments that didn't read his post

Yup!

There is this neat spell called mage armor that makes anything you're wearing on par with chain shirts on EFUA.

While that's quite valid, I don't think the point of the suggestion is purely mechanical.

I can see the possibility of these as semi-rare quest loot (with weaker stats), though mithril etc is certainly best left as special DM rewards and loot from tough quests!