When I die, with any character, my loading screen pops up for the City of Judgment or what have you. Five times out of six, it stops loading halfway through and I have to log off, thus sending my corpse to the darn morgue or mass grave. The other one time I actually pop up in front of the city, the transition into it is never there. This effectively means FD for any character who bites the dust.

Is there a fix? If not, could I at least get the Hardcore benefits?

It seems that your game is crashing at loading to an icy set. ( https://efupw.com/efu1-forum/topic/35/35017/campaign-bug/index.html )

Try installing new graphics drivers, turning off some of the video options in nwn, switching your texture pack and, finally, reinstalling your game. In this order.

Graphics I will try. Options I will try. Texture pack I do not comprehend. Uninstallation is not an option, due to my computer being Amish.

How to change your texture pack in three easy steps.

1. Go to your nwn directory and open nwconfig.exe 2. Hit "Change" 3. See different options under "Use Texture Pack:" (if you installed more than one, that is!)

Oh, yes, that's right. Four easy steps.

4. Change your texture pack.