Just a general question. Is it true that grabbing gold and items from a character that's fallen, all while the party is in combat, is considered against the rules / metagaming? That's what it seems like and I just want to make sure. Someone recently told me it was totally fine to do and I'd like some clarification please.

The Beggar

As for the "ninja looting", when I have seen it happen it is usually borderline or gross metagaming of game mechanics. Especially when said looting happens during (ie right in the middle of) combat taking place. How things are picked through from a dead persons bag while fighting is raging a foot away from the body is beyond me.

Thanks.

Generally considered poor form, but it can depend on the specific circumstance.